Pumpkin Cream Cheese Muffins Recipe
There is something truly magical about Pumpkin Cream Cheese Muffins that warms the soul and excites the palate with each bite. These moist, spiced muffins feature the perfect balance of creamy pumpkin filling and tender almond flour base, topped with a crunchy, buttery pumpkin seed crumble that takes the flavor to a whole new level. Whether you’re craving something cozy for breakfast or a delightful afternoon treat, these Pumpkin Cream Cheese Muffins deliver comfort and indulgence in the simplest and most satisfying way imaginable.

Ingredients You’ll Need
Gathering your ingredients is the very first step to creating these irresistible Pumpkin Cream Cheese Muffins. Each component is carefully chosen to contribute unique flavors, textures, and that irresistible autumnal color you want in every bite.
- Cream Cheese (softened, 5 ounces): Brings smooth creaminess and rich flavor to the filling.
- Swerve Confectioner’s Sugar Substitute (¼ cup plus ⅓ cup): Offers sweetness without the sugar spike, keeping muffins light and balanced.
- Vanilla (2 teaspoons): Adds a fragrant warmth that enhances both batter and filling.
- Butter (1 tablespoon plus 4 tablespoons melted): Provides moisture and richness, essential for tender crumb and buttery topping.
- Pumpkin Seeds (¼ cup chopped): Adds a delightful crunch and nutty depth, especially in the topping.
- Pumpkin Pie Spice (1½ teaspoons total): The quintessential blend that brings that signature pumpkin flavor profile to life.
- Swerve Brown Sugar Substitute (1 tablespoon): Caramelizes beautifully in the topping for sweet, toasted notes.
- Almond Flour (1½ cups): Creates a moist, tender texture and keeps the muffins gluten-free.
- Eggs (3 large): Bind everything together while contributing to a light, fluffy texture.
- Pumpkin Puree (⅓ cup): Adds natural sweetness, moisture, and that gorgeous orange hue.
- Baking Powder (2 teaspoons): Ensures the muffins rise perfectly and stay airy.
How to Make Pumpkin Cream Cheese Muffins
Step 1: Prepare the Oven and Topping
Start by preheating your oven to 350 degrees Fahrenheit, so it’s perfectly hot when your muffins are ready to bake. Next, make the crunchy topping by stirring together the butter, brown sugar substitute, pumpkin pie spice, and chopped pumpkin seeds in a skillet over medium heat. Keep stirring until the butter and sugar melt into a glossy mixture. Spread it out on parchment paper and let it cool completely; this will become your delightful crumble topping.
Step 2: Make the Muffin Batter
In a large mixing bowl, blend the almond flour, melted butter, eggs, pumpkin puree, vanilla, confectioner’s sugar substitute, pumpkin pie spice, and baking powder until you have a smooth and luscious batter. This mixture is the base of your muffins — rich, aromatic, and full of fall flavor.
Step 3: Prepare the Filling
In a separate bowl, whisk together the softened cream cheese, confectioner’s sugar substitute, vanilla, and butter until creamy and smooth. This luscious filling is the heart of your Pumpkin Cream Cheese Muffins, providing a sweet contrast to the spiced batter.
Step 4: Assemble the Muffins
Line a muffin tin with cupcake liners and fill each liner about three-quarters full with the batter. Using a spoon, carefully create a well in the center of each muffin — this is where the cream cheese filling will live. Transfer the filling into a small plastic bag and snip off the corner, then pipe the cream cheese into each hollow, ensuring each muffin has a generous center of creamy deliciousness.
Step 5: Bake and Top
Once filled, sprinkle your cooled pumpkin seed topping generously over each muffin. Place the muffin tin into the preheated oven and bake for about 20 minutes, or until the muffins are cooked through and golden on top. The combination of fluffy muffin, creamy center, and crunchy topping will make your kitchen smell like autumn heaven.
How to Serve Pumpkin Cream Cheese Muffins

Garnishes
For a stunning presentation, try dusting your Pumpkin Cream Cheese Muffins with a pinch of cinnamon or pumpkin pie spice right before serving. A light drizzle of pure maple syrup or a sprinkle of powdered sugar also heightens the cozy feel and sweet flavor.
Side Dishes
These muffins pair wonderfully with a hot cup of coffee, chai latte, or even a glass of cold milk. To boost your breakfast or brunch spread, serve alongside fresh fruit, yogurt, or a handful of nuts to balance textures and flavors.
Creative Ways to Present
Turn these muffins into an impressive dessert by layering them with whipped cream and caramel sauce for a trifle-style treat. Alternatively, slice them in half and toast lightly, then fill with apple butter or honey for a quick, flavorful snack that feels extra special.
Make Ahead and Storage
Storing Leftovers
Keep any leftover Pumpkin Cream Cheese Muffins in an airtight container at room temperature for up to two days to preserve their soft texture. For longer freshness, refrigeration is your friend — just be sure to warm them slightly before enjoying to restore their tender crumb.
Freezing
If you want to enjoy these muffins later, they freeze beautifully. Wrap each muffin tightly in plastic wrap or aluminum foil, and store them in a freezer-safe bag for up to three months. This way, you can savor their pumpkin-spiced goodness whenever the craving strikes.
Reheating
To bring your frozen or refrigerated Pumpkin Cream Cheese Muffins back to life, warm them in the microwave for about 20 seconds or pop them in a preheated oven at 325 degrees Fahrenheit for 10 minutes. This simple step revives their moist texture and fresh-baked flavor.
FAQs
Can I use regular sugar instead of Swerve substitutes?
Absolutely! You can swap Swerve confectioner’s and brown sugar substitutes for regular sugar in equal amounts. Keep in mind that regular sugar might slightly alter the texture and sweetness level, but your muffins will still be delicious.
Is almond flour necessary for this recipe?
Almond flour is key for both the moist texture and the gluten-free aspect of these muffins. You could experiment with other flours, but substituting might change the structure and flavor, so proceed with caution.
Can I make these muffins dairy-free?
Yes, by using dairy-free cream cheese and plant-based butter alternatives, you can easily adapt this recipe to be dairy-free without sacrificing the creamy center or buttery crumble topping.
How do I know when the muffins are done baking?
Use a toothpick inserted into the muffin (avoiding the cream cheese center) — it should come out clean or with just a few moist crumbs. The tops will be golden and slightly springy to the touch.
Can I add other spices or flavors to the muffins?
Definitely! Feel free to mix in a pinch of nutmeg, ginger, or even a splash of orange zest to give your Pumpkin Cream Cheese Muffins your own signature twist.
Final Thoughts
These Pumpkin Cream Cheese Muffins are a true celebration of fall’s best flavors, perfect for sharing with loved ones or indulging in a quiet moment of comfort. Once you try this recipe, you’ll find it hard to reach for any other muffin! So go ahead, gather your ingredients, and enjoy the cozy magic that only freshly baked Pumpkin Cream Cheese Muffins can deliver.
PrintPumpkin Cream Cheese Muffins Recipe
Delight in these moist and flavorful Pumpkin Cream Cheese Muffins, perfect for a cozy fall breakfast or snack. With a tender almond flour base, a creamy pumpkin-spiced filling, and a crunchy pumpkin seed topping, these muffins offer the perfect blend of texture and taste with a low-carb twist using sugar substitutes.
- Prep Time: 15 minutes
- Cook Time: 20 minutes
- Total Time: 35 minutes
- Yield: 8 muffins 1x
- Category: Breakfast, Snack
- Method: Baking
- Cuisine: American
- Diet: Low Carb
Ingredients
Topping
- 1 tbsp Butter
- 1 tbsp Swerve Brown Sugar Substitute
- 1/4 cup Pumpkin Seeds (chopped)
- 1/2 tsp Pumpkin Pie Spice
Muffin Batter
- 1 1/2 cups Almond Flour
- 4 tbsp Butter (melted)
- 3 large Eggs
- 1/3 cup Pumpkin Puree
- 1 tsp Vanilla Extract
- 1/3 cup Swerve Confectioner’s Sugar Substitute
- 1 tsp Pumpkin Pie Spice
- 2 tsp Baking Powder
Filling
- 5 ounces Cream Cheese (softened)
- 1/4 cup Swerve Confectioner’s Sugar Substitute
- 1 tsp Vanilla Extract
Instructions
- Preheat Oven: Preheat your oven to 350 degrees Fahrenheit to ensure it’s at the perfect temperature for baking the muffins.
- Prepare the Topping: In a skillet over medium heat, stir together butter, Swerve brown sugar substitute, chopped pumpkin seeds, and pumpkin pie spice until the butter and sugar have melted. Spread this mixture onto parchment paper and allow it to cool to form a crunchy topping.
- Make the Muffin Batter: In a mixing bowl, combine almond flour, melted butter, eggs, pumpkin puree, vanilla extract, Swerve confectioner’s sugar substitute, pumpkin pie spice, and baking powder. Blend until smooth and well combined.
- Prepare Muffin Tin: Place cupcake liners into an 8-cup muffin tin, ensuring they are evenly spaced and ready for batter.
- Fill Muffin Liners: Spoon the batter into each cupcake liner, filling about three-quarters full to allow space for the filling and rising.
- Create a Well for Filling: Use a spoon to hollow out a small hole in the center of each muffin to hold the cream cheese filling.
- Prepare Cream Cheese Filling: In a separate bowl, blend softened cream cheese, Swerve confectioner’s sugar substitute, and vanilla extract until smooth and creamy.
- Fill the Muffins: Transfer the cream cheese mixture into a Ziploc bag and cut off a corner. Pipe the filling into the hollowed centers of each muffin.
- Add Topping: Once the topping mixture has cooled and hardened, crumble it over each muffin to add a crunchy, sweet finish.
- Bake: Bake the muffins for about 20 minutes or until a toothpick inserted into the muffin (but not the filling) comes out clean and the tops are golden brown.
Notes
- Use almond flour for a gluten-free, lower-carb option.
- Sweeteners can be adjusted to taste if not using sugar substitutes.
- Ensure cream cheese is softened to avoid lumps in the filling.
- Allow muffins to cool before removing from the tin to keep them intact.
- Store leftovers in an airtight container in the refrigerator for up to 3 days.
Nutrition
- Serving Size: 1 muffin
- Calories: 220 kcal
- Sugar: 1 g
- Sodium: 150 mg
- Fat: 18 g
- Saturated Fat: 7 g
- Unsaturated Fat: 9 g
- Trans Fat: 0 g
- Carbohydrates: 6 g
- Fiber: 2 g
- Protein: 5 g
- Cholesterol: 55 mg
Keywords: Pumpkin muffins, Cream cheese filling, Almond flour muffins, Low carb pumpkin recipe, Gluten-free pumpkin muffins

